Terms of Use & Policy Agreement
Effective Date: November 7, 2025Welcome to KrugerRand Silver 2020, a digital tokenized asset powered by blockchain technology and backed by real silver holdings. These Terms of Use (“Terms”) govern your access to and use of the KrugerRand Silver 2020 platform, website, and related services (“Services”), operated under Papo Wealth Capital (“we,” “our,” “us”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please refrain from using our Services.
About KrugerRand Silver 2020
KrugerRand Silver 2020 represents a tokenized form of real-world silver, designed to bring transparency and accessibility to asset-backed digital investments. The project operates within the Polygon blockchain network, ensuring secure, decentralized, and transparent transactions.Eligibility
To use our Services, you must:- Be at least 18 years old (or the legal age of majority in your jurisdiction).
- Have the legal capacity to enter into binding agreements.
- Not be located in a jurisdiction where participation in blockchain or token-related activities is prohibited by law.
Nature of the Token
- KrugerRand Silver 2020 tokens represent fractionalized digital representations of real-world silver holdings managed under Papo Wealth Capital’s custodial model.
- Tokens do not constitute legal tender, securities, or investment contracts, and their value may fluctuate based on market conditions.
- Holding tokens does not grant ownership rights in Papo Wealth Capital or any affiliated entities unless explicitly stated.
User Responsibilities
You agree to:- Use the Services in compliance with all applicable laws and regulations.
- Maintain control over your wallet and private keys; we do not store or recover private keys.
- Avoid engaging in fraudulent, abusive, or unlawful activities.
- Understand that all blockchain transactions are irreversible once confirmed.
Risks & Disclaimers
Blockchain-based assets carry inherent risks. By using our Services, you acknowledge and accept that:- The value of KrugerRand Silver 2020 tokens may fluctuate, including a total loss of value.
- Transactions are non-reversible and permanently recorded on the blockchain.
- We make no guarantees of future value, liquidity, or returns.
- We are not responsible for losses due to wallet mismanagement, phishing, exchange failure, or network errors.
Intellectual Property
All content on the KrugerRand Silver 2020 website, including logos, text, graphics, and designs, is owned by or licensed to Papo Wealth Capital. You may not reproduce, distribute, or use any content without prior written consent.Compliance and Legal Use
Users are solely responsible for ensuring that their participation complies with the laws of their jurisdiction. We reserve the right to restrict access to users in countries with restrictive digital asset regulations.Limitation of Liability
To the fullest extent permitted by law:- Papo Wealth Capital and KrugerRand Silver 2020 (xag) shall not be liable for any indirect, incidental, or consequential damages resulting from your use of our Services.
- We provide our platform “as is” and “as available”, without any warranties of accuracy, reliability, or performance.
Termination
We may suspend or terminate your access to the Services if we reasonably believe that you have violated these Terms or engaged in fraudulent or unlawful activities.Changes to These Terms
We may update these Terms periodically. Updates will be posted on our website with the “Effective Date” revised accordingly. Continued use of the Services after such changes means you accept the updated Terms.Governing Law
These Terms are governed by the laws of South Africa, without regard to its conflict of law principles. Any disputes shall be resolved in the courts of Johannesburg, South Africa.Contact Us
For questions, complaints, or support, please contact: 📧 support@papowc.co.za 🌐 www.papowc.co.za 🏢 Papo Wealth Capital, South AfricaLast Updated: November 7, 2025
